What are all the waiting periods under the Group Health Insurance?

For each Team Member and their family covered under the group health insurance: 

  • There is an initial waiting period of 15 days for Covid-19 from the date of enrollment of each member. 
  • There is an initial waiting period of 30 days for any other hospitalization than Covid-19 (not applicable in the case of accidental hospitalization) from the date of enrollment of each member. 
  • Pre-existing diseases are not covered for 4 years from the date of enrollment. 

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