What are coverages under the Group Health Insurance for Onsurity members?

The group health insurance plan provided by our partner health insurance company to Onsurity members provides with all the basic coverages an individual shall have. Following are the benefits under the plan: 

  • In-patient hospitalization [24 hours or more] with Covid-19 covered 
  • Specific Day Care treatments – 150 defined list of treatments 
  • Pre & Post hospitalisation expenses (30 & 60 Days) 
  • Room rent (proportional deduction applicable for higher room category) 

–    Normal room: 2% of the Sum Insured per day  

–    ICU: 5% of the Sum Insured per day   AYUSH treatment is covered in a government hospital – up to the Sum Insured 

  • Domiciliary Hospitalisation is covered as per policy terms 
  • Ambulance charges are covered up to Rs. 2,500 per hospitalization Cataract – 25% of the Sum Insured or INR 40,000, whichever is lower  
  • Dental treatment, if necessitated due to injury 
  • All coverages are subject to the insurance policy terms.

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